Terms of Service — eExpense Tracker

These Terms of Service ("Terms") govern your use of eexpensetracker.com and the eExpense tracker (the "Service"), operated by eExpense Tracker ("we", "us"). By using the Service you agree to these Terms. If you do not agree, do not use the Service.

1. The Service

eExpense Tracker provides a browser-based expense tracker and educational articles about personal budgeting. The tracker is offered free of charge. We may add, change or remove features at any time.

2. Licence for personal use

We grant you a limited, non-exclusive, non-transferable, revocable licence to use the Service for your own personal, non-commercial purposes. You may not:

resell, sublicense or commercially exploit the Service;
attempt to gain unauthorised access to the Service or its infrastructure;
use the Service to store or transmit malicious code, or to violate any applicable law;
scrape, mirror or systematically reproduce site content (guides included) without written permission, except for reasonable personal use and fair-use quoting with attribution.

3. Not financial advice

The Service, including all guides and articles, is provided for educational and informational purposes only. Nothing on this site is financial, tax, accounting or investment advice, nor a recommendation or endorsement of any product, strategy or transaction. Budgeting methods described here are general frameworks. You are solely responsible for your financial decisions. Consider consulting a qualified professional for advice tailored to your situation.

4. Your data

Transactions you enter are stored locally in your browser. You are responsible for that data, for maintaining backups (e.g. CSV exports), and for securing the devices you use. See our Privacy Policy for how we handle information.

5. No warranty

The Service is provided "as is" and "as available", without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the Service will be uninterrupted, error-free or free of harmful components, or that calculations and categorisations will be perfectly accurate. Always verify important numbers.

6. Limitation of liability

To the maximum extent permitted by law, we and our contributors shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, data, goodwill or business opportunity, arising out of or in connection with your use of the Service — even if advised of the possibility of such damages. Our total liability for any claim shall not exceed the greater of USD $0 and the amount you paid us for the Service in the twelve months before the claim (the Service being free, this is typically zero).

Some jurisdictions do not allow certain limitations; in those jurisdictions our liability is limited to the fullest extent permitted.

7. Advertising

The Service is funded in part by advertising served by third parties, including Google AdSense. Ads are provided under the advertisers' and ad networks' own terms. We are not responsible for the content of third-party advertisements. See the advertising section of our Privacy Policy for cookie details and opt-outs.

8. Third-party links

Articles and pages may link to third-party sites we do not control. We are not responsible for their content, policies or practices. Visiting external links is at your own risk.

9. Intellectual property

The Service's software, design and original content are owned by us or our licensors and are protected by copyright and other intellectual property laws. Guide articles may be quoted briefly with clear attribution and a link; full reproduction requires written permission.

10. Termination

You may stop using the Service at any time by closing the site and clearing your browser data. We may suspend or terminate access to the Service for anyone who violates these Terms, to the extent reasonably necessary. Sections that by their nature should survive termination (including disclaimers and liability limits) will survive.

11. Changes to these Terms

We may update these Terms. The "Last updated" date at the top will change when we do. Continued use after changes constitutes acceptance of the revised Terms.

12. Governing law

These Terms are governed by the laws applicable at the operator's principal place of business, without regard to conflict-of-law rules. Where consumer protection laws in your country grant you mandatory rights, those rights are unaffected.

13. Contact

Questions about these Terms: info@eexpensetracker.com or the contact page.